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Ask HN: What are the unaddressed problems in fintech today?

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Seeing if I will win opinions from other folks working in diverse areas of fintech or other folks utilizing fintech products. What complications for the time being exist out of your point of glimpse and skills?

I realize that fintech is a mammoth time duration, I didn't are searching for to slim onto a niche to solicit wider conversation. Explicit niches might maybe maybe maybe encompass banking, wealth management, debt or credit management, budgeting, payment api / integration and a lot others. I'm no longer sure myself.

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